Get More with Markel When you partner with Markel, you get more than just a policy. You get: Liability coverage that fully protects you if someone claims you caused their injury, and pays to vigorously defend you if you are sued. We also offer competition coverage that protects you at home and away. Property coverage that covers you whether you rent or own your gym building. Our coverage is on an a special cause of loss basis, which means you're covered for events like fire, windstorms, and frozen pipes. A compassionate, caring claims team that, if an accident occurs, handles your covered claim promptly, fairly, and courteously. Our claims associates are experts in successfully resolving claims involving children. Risk-management resources that can help you prevent your teams from taking an unexpected tumble. In addition to online safety guides on a variety of topics, we offer discounted employee background checks to aid your hiring decisions. An "A" rating by independent insurance analyst A.M. Best Company. Our financial strength and stability ensure there will always be money in the bank to pay your covered claims, whether they occur this year or many years after a cheerleader has left your program. Licensed throughout the U.S. (except HI).